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More Young Adults Enrolling In Health Coverage

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New numbers released by U.S., Department of Health and Human Services show more than three-million people have signed up to get insurance through the Health Insurance Marketplace.

In the report, we learn one particular group of people flooded the marketplace in January.

Genna Rucker is a healthy 27-year-old working two part time jobs. After living more than a year without health insurance. Rucker said she is looking for a plan through the health insurance marketplace, since neither of her employers offers her health benefits.

"I don't want to have to fall back on my family to bail me out of something or for me to go bankrupt because I tripped and fell," said Rucker.

New numbers released by the U.S. Department of Health and Human Services show Rucker isn't the only young adult looking for a plan.

In January, enrollment in the Health Insurance Marketplace among young adults, ages 18 to 34 years old grew by 65%, more than any other age group combined.

"There's been an advertisement push as well as the sign-up push," said Christiana Stoddard, Montana State University Economics Professor. "I think one thing that really put off a lot of young people was the glitches early on with the websites. They are used to being able to do everything online and they get pretty frustrated when a website's not working."

Before the marketplace opened, people in this age group accounted for 40% of the uninsured.

"The administration is hoping that by offering subsidies that those people will buy insurance at lower prices than they've seen in the past," said Stoddard.

Stoddard said many young people are still debating of getting insurance through the marketplace because in some cases it's cheaper to pay the $95 penalty then to pay for insurance every month.

Rucker said it's been tough for her to think of spending $160 a month for insurance she may not need, but said she's happy to have the option and would rather be safe than sorry.

"I was always living in fear of falling, hurting myself or getting sick," said Rucker.

In Montana, more than 18,000 people have bought health insurance through the marketplace.

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