Hundreds Affected By Floodplain Map Changes In Missoula - ABC FOX MONTANA NEWS, WEATHER, SPORTS - KTMF/KWYB

Hundreds Affected By Floodplain Map Changes In Missoula

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MISSOULA -

Under newly revised floodplain maps, hundreds of Missoula County property owners now face required flood insurance for their homes.

"The floodplain did come close to my house, but didn't actually reach my house," said Lolo homeowner, Forrest Robinson.

Robinson said he was relieved to see Missoula city and county's revised floodplain maps, released by the Federal Emergency Management Agency last month.

"I was happy I wasn't inside the floodplain, because that means I don't actually have to buy flood insurance," Robinson said.

He's lived in Lolo for almost 20 years, and flood zoning has always been a constant concern and source of confusion for the whole neighborhood.

"It's always been a worry of mine, because we live so close to the river," Robinson said.

Robinson considers himself lucky after looking at the revised map showing his home did not fall in the flooding zones, but hundreds of other Missoula County residents aren't so lucky.

"Homeowners are either winners or losers, or they're completely unaffected, and it's very much so one of the three and very specific to the home," said Austin James of the Missoula Organization of Realtors.

James said that's why it's more important than ever for you to keep informed about the location of your home.

"You're going to want to know as much information as possible, because it could affect your financing, your house's monthly budgeting, everything," James said.

Even though the maps are a draft, James said anyone whose home is located in a dangerous enough area of the floodplain's will need an insurance policy, which could cost a lot.

"There are certain circumstances where someone's never been in floodplain and now they are, and there are circumstances where people were in flood plains and needed to buy flood insurance and now they do not have to," James said.

Robinson said while he's safe from buying flood insurance for now, he's going to hire contractors to check if he's in a flooding zone just to play it safe.

"Had I known it was so close to the floodplain, it might have affected my decision on buying the house," he said.

While the new maps are not final, homeowners in the flood zones will still be required to get flood insurance in the upcoming months.

To find out if your home is in a flood zone, head to Missoula County's website.

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